Independent Mortgage Broker — Licensed Across Florida
Real Guidance. Real Options. Real Results.
I'm Susan Parker, an independent mortgage broker licensed across Florida. I work for you — not a bank — which means I shop dozens of wholesale lenders to find the loan that actually fits your life.
Susan Parker
Independent Mortgage Broker
Proudly Serving All of Florida
50+
Wholesale Lenders
FL
Licensed Statewide
Direct
Broker Access
Local
Ft. White Based
Why I Became a Mortgage Broker
After years of watching people overpay for mortgages simply because they didn't know they had other options, I made it my mission to change that. As an independent broker, I'm not tied to any single lender — which means I can shop the market on your behalf and bring you the best available terms.
I believe the mortgage process should be transparent, educational, and stress-free. My job isn't just to get you to closing — it's to make sure you understand every step along the way, feel confident in your decision, and never feel pressured into something that isn't right for you.
Home-based in Ft. White and serving all of Florida, I spent over 11 years building relationships in the Newberry community — and that community will always have a special place in my heart. When you call or text, you get me — not a call center.
What Sets Park & Prosper Apart
Access to Wholesale Pricing
I work with 50+ wholesale lenders — including ones you can't access on your own. That competition drives rates down and gives you more options.
No Bank Overlays
Banks layer their own restrictions on top of standard loan guidelines. As a broker, I work with lenders who follow the actual guidelines — which means more paths to approval.
Honest, Transparent Advice
I'll tell you when refinancing doesn't make sense. I'll explain every fee on your loan estimate. I work for you — and that means giving you the truth, not just the sale.
Direct, Responsive Communication
When you have a question, you reach me directly. No phone trees, no handoffs, no waiting. Just clear answers from someone who knows your file.
What Clients Are Saying
Real experiences from real Florida homebuyers and homeowners.
I can't say enough good things about Susan at Park & Prosper Mortgages! She truly worked magic to get my daughter into her new home before Christmas. Susan went above and beyond, turning herself inside out and practically defying the laws of gravity to make this mortgage happen. Thanks to her, my daughter is now settled in her own home with her new baby, and we couldn't be more thankful. We simply couldn't have done it without her. Susan works tirelessly for her clients and never gives up, and I highly recommend her to anyone looking for a mortgage!
Korina
Mother of the homebuyer · Newberry, FL
Susan was great to work with. We moved from N.Y. She took every call when we had any questions. She was specific with what she needed from us to get it to closing. We are thankful she was involved.
K.G.
Relocated from New York · Wimauma, FL
Working with Susan was such a great experience. From the very beginning she made us feel like we were in good hands. She was incredibly professional, but also very personable and genuinely cared about making sure everything went smoothly. Susan is extremely detail-oriented and truly crosses every "T" and dots every "I". She took the time to go through everything carefully and made sure there were no surprises along the way. One thing that really stood out to us was how closely she reviewed the title company's charges to make sure they weren't adding unnecessary fees. She was looking out for us every step of the way, and we really appreciated that. We would absolutely recommend her!
Korie & Tyler Bragdon
Lake City, FL
Real people. Real homes. Real results.
Client Stories
I can't say enough good things about Susan at Park & Prosper Mortgages! She truly worked magic to get my daughter into her new home before Christmas. Susan went above and beyond, turning herself inside out and practically defying the laws of gravity to make this mortgage happen. Thanks to her, my daughter is now settled in her own home with her new baby, and we couldn't be more thankful. We simply couldn't have done it without her. Susan works tirelessly for her clients and never gives up, and I highly recommend her to anyone looking for a mortgage!
Korina
Mother of the homebuyer · Newberry, FL
Dylan's home — closed before Christmas 🎄
Working with Susan was such a great experience. From the very beginning she made us feel like we were in good hands. She was incredibly professional, but also very personable and genuinely cared about making sure everything went smoothly. Susan is extremely detail-oriented and truly crosses every "T" and dots every "I". She took the time to go through everything carefully and made sure there were no surprises along the way. One thing that really stood out to us was how closely she reviewed the title company's charges to make sure they weren't adding unnecessary fees. She was looking out for us every step of the way, and we really appreciated that. We would absolutely recommend her!
Korie & Tyler Bragdon
Lake City, FL
Susan Parker was absolutely wonderful throughout the entire process of selling our home and helping us purchase our dream home. We truly couldn't have asked for a better person to guide our family through such an important chapter in our lives. Susan is sweet, caring, honest, compassionate, knowledgeable, and incredibly creative. She genuinely listened to what we wanted, worked tirelessly to make sure our needs were met, and kept us informed every step of the way. She went above and beyond what we could have ever expected — it was clear that she wasn't just doing a job, she genuinely wanted the best for us and worked hard to make our dreams a reality. We are beyond grateful for everything she did for our family. You are truly one of a kind!
Charles & Ashley
Purchased their dream home in Ft. White, FL
Ready to Work Together?
Let's start with a simple conversation about where you are and where you want to go.