Mortgage Payment Calculator
Estimate your monthly payment in seconds. Adjust the numbers to fit your situation — then call Susan to make it real.
PMI applies when down payment is under 20%. Estimated PMI: ~$223/mo
Estimated Monthly Payment
/month · 30-year fixed
This calculator provides estimates for educational purposes only. Actual rates, payments, and loan terms depend on your credit profile, lender guidelines, and market conditions. Contact Susan for a personalized quote.
Things Worth Knowing
Rate matters more than you think
A 0.5% difference in rate can mean hundreds of dollars per month. As a broker, Susan shops 50+ lenders to find your lowest rate.
PMI goes away
If your down payment is under 20%, PMI is added. But once you reach 20% equity, you can request removal — saving you money long-term.
Extra payments add up
Even one extra payment per year can shave years off your loan and save tens of thousands in interest over the life of your mortgage.
Ready to See What You Actually Qualify For?
Calculators give you a ballpark. Susan gives you the real numbers — with access to 50+ wholesale lenders to find your best rate.